Farm Property


Protect Your Farm With The FarMate Policy

The FarMate provides quality insurance protection for your entire farm. It also offers a wide variety of options to fit your farming operation.


The FarMate policy protects you from financial disaster by covering your:

  • Dwelling
  • Household Personal Property
  • Additional Living Expense/Loss of Rents
  • Farm Service Buildings
  • Scheduled Farm Personal Property
  • Blanket Farm Personal Property

Causes Of Loss

The FarMate protects your property from these causes of loss:


  • Fire
  • Lightning
  • Windstorm
  • Hail
  • Explosion
  • Riot
  • Aircraft Vandalism
  • Malicious Mischief
  • ¬†Theft
  • Smoke
  • ¬†Vehicle
  • Accidental Overturn or Collision


These additional coverages apply to livestock:

  • Electrocution
  • Accidental Drowning
  • Attack by Wild Dogs, Animals
  • Accidental Shooting
  • Injury From Loading or Unloading
  • Collision or Overturn

Additional Coverages

  • Debris Removal
  • Emergency Removal of Property
  • Necessary Repairs
  • Satellite Dish Systems
  • Farm Machinery and Equipment Coverage Due to Building Collapse
  • Theft of Construction Materials

Optional Coverages

  • Additional Operating Expense
  • Comprehensive Machinery Coverage
  • Dwelling Replacement Cost
  • Farm/Household Operations Records
  • Fire Department Charges
  • Glass Breakage – Farm Machinery
  • Household Personal Property Replacement Cost
  • Inflation Guard
  • Leased or Rented Farm Buildings
  • Loss of Income
  • Open Perils Coverage For Dwelling and Contents
  • Peak Season
  • Pollution Clean Up and Removal
  • Suffocation of Livestock
  • Water Backup of Sewer and Drains

Ask your FarMutual agent for details on different payment plans, deductibles, and the best optional coverages for your farming operation.

Portions Reprinted with permission: Grinnell Mutual Group